Christians Against Poverty (CAP) is a UK-based charity that provides free professional debt help, money education, and support groups, delivered through local churches. They offer a range of services, including debt counseling, financial education, and support with the cost of living. CAP's services are designed to empower individuals and families to take control of their finances and become debt-free.
Here's a more detailed look at what CAP offers:
Debt Help:
· Free, accredited debt help:
CAP provides free and professional debt counseling services, helping individuals develop budgeting plans and negotiate with creditors.
· Debt advice and support:
They offer practical and emotional support to clients facing debt, guiding them through the process of managing their debts. ​
· Debt management plans:
CAP works with clients to create personalized debt management plans that help them reduce their debt and achieve financial stability.
Money Education:
· Financial education programs:
CAP provides money education courses and workshops to help individuals learn about budgeting, financial planning, and saving.
· Budgeting skills:
They teach practical budgeting skills to help people manage their finances effectively.
· Support with the cost of living:
CAP provides support and resources for those struggling with the cost of living crisis, including information on accessing food banks and saving energy.
Other Services:
· Job clubs: CAP has job clubs that help individuals find employment.
· Life skills groups: They offer life skills groups that teach practical skills to help individuals navigate life on a low income.
· Faith-based support: While CAP is a Christian charity, they provide support to everyone, regardless of their religious beliefs.
CAP's services are delivered through a network of centres based in local churches, allowing them to provide both practical and emotional support to their clients. Clays Community Church is one of them.